MexiCash API Integration & Open Finance Solutions

Providing compliant protocol analysis, lending APIs and KYC/statement reconciliation for MexiCash-style micro/consumer lending apps

Starting at $300
OpenData · OpenFinance · OpenData · Lending Automation

Quickly and safely connect MexiCash lending capabilities to your backend

We deliver end-to-end integration based on authorized/open data sources: loan applications, credit decisions, disbursement, repayments and reconciliation. All work is compliant and comes with runnable API code, OpenAPI docs, and guidance.

Account aggregation & balance sync — real-time or periodic pull of customer deposits, savings accounts, and custody status with support for grouping and export in CSV/Excel/JSON.
Loan application & underwriting — supports application intake, credit decisions, disbursement callbacks and loan contracts, with KYC flow integration.
Repayment & reconciliation — exportable loan statements, interest calculations, overdue notices and reports (Excel/CSV/PDF).
Security & compliance — data minimization, secure transport, audit trails and privacy guidance for compliant operations.
Get a Quote View Deliverables

Deliverables (Sample)

Standard Deliverables

  • Protocol analysis report (auth flow, session lifecycle, anti-abuse controls)
  • OpenAPI/Swagger interface specifications
  • runnable backend code (Node.js / Python) with login, token refresh, sync and payment initiation modules
  • SDKs and sample clients (curl, Postman, lightweight backend samples)
  • Automation test scripts and acceptance test cases
  • Compliance guidance and data retention recommendations

Interface Example: Loan Application (pseudo-code)

// POST /api/v1/mexicash/apply
// Headers: Authorization: Bearer <CLIENT_TOKEN>
{
  "app_package": "com.mexicash.app",
  "user_mobile": "+52 55 0000 0000",
  "loan_amount": 5000,
  "term_days": 91,
  "id_image_base64": "...",
  "consent": true
}

Response 200 {
  "status":"ACCEPTED",
  "offer_id":"OFF12345",
  "disbursement_account":"CLABE/BankRef",
  "estimated_total":5531.28
}

Key Integration Scenarios

Loan applications, KYC (INE photo upload + OCR), credit scoring and limit increase, disbursement via bank/pay gateway, repayment reconciliation, and overdue notifications with exportable reports.

Core Advantages

  • Rapid deployment: typical MVP within 5–12 business days
  • Cross-platform: Android / iOS / RESTful backend
  • Compliance-first: data minimization, consent logs, and privacy guidance
  • Scalable: supports high concurrency lending and webhook notifications

Privacy & Compliance

All integrations are based on client authorization or publicly available APIs. We provide KYC guidance, data minimization, logs and consent documentation, with optional NDA and data processing agreements.

API Integration Guide (Concise)

What we need from you

  • Target App name and package: com.mexicash.app (provided)
  • Specific integration needs (e.g., loan initiation, repayment, report export)
  • Test users and environment or official API credentials
  • Compliance requirements (KYC, data retention, NDA requirements)

Typical integration flow

  1. Requirement alignment → scoping and quote (1–3 days)
  2. Protocol analysis and API design (2–5 days)
  3. Development and internal validation (3–10 days)
  4. Delivery of docs, sample code and QA (1–2 days)
  5. Go-live support and maintenance (on-demand)

About Us

We are a studio focused on app protocol analysis and API integration for OpenData/OpenFinance. Our team has experience across fintech, payments, and cloud security, delivering compliant, runnable API implementations with documentation.

  • Supports Android/iOS protocol analysis and SDK delivery
  • OpenAPI, sample code and testing suites
  • Compliance and privacy guidance (GDPR/local laws) + NDA options
  • Transparent pricing: base service from $300; payment after delivery (per project)

Contact

Ready to start? Visit our contact page and submit the target App name and integration requirements (e.g., loan initiation, export, real-time notifications).

View Contact

📱 Original App: MexiCash Overview (Collapsed)

This is a provided original description in Spanish for technical reference and feature mapping only.

Can choose a loan from $1,000 to $50,000 pesos with terms from 91 to 360 days. MexiCash is a secure and user-friendly online platform with over 1 million downloads.

Steps to apply for a loan: 1) Fill basic information; 2) Take a photo of INE; 3) Submit the application.

Why MexiCash? More than a million downloads. No upfront payments, no credit bureau checks. No income proof or asset documents required.

Loan information: Credit limit: $1,000 to $50,000; Daily interest: 0.09% (APR up to 32%); VAT: 16%; Fee: $48-$180 (depends on credit score); Terms: 91-360 days.

Example: loan of $5,000 due in 91 days: Interest = 5,000 × 0.09% × 91 = 410; Fee = 48; VAT = (410 + 48) × 16% = 73.28; Total payable = 5,531.28.

Requirements: 18+, valid INE, bank account holder.

Promotions: new user coupons, reduced interest, payment relief, etc.

Privacy: MexiCash protects user privacy. No sharing without consent (Privacy Policy: https://www.mexicash.com/privacy.html).

Contact: Phone: +525589578149 · Email: contacto@mexicash.com · Hours: 8:00-20:00, Mon-Sun · Website: https://www.mexicash.com